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Tally: go live, get paid the second it lands.

A live streaming platform with virtual gifting. People go live from their phone, viewers watch, chat and send gifts, and every gift is charged the moment it is sent, straight into that streamer's own Stripe account. No wallet. No balance held. Sterling takes his cut off every one.

Gifts paid direct to the streamer No money transmitter license needed Two apps, one sign in
Tally app icon
Tally by Instantly
Sterling Henderson · built by The App You Want
Live streamingGifts by card or gemsRoastsRadioAlarmsEarn & SaveOwner console

Real screens from the live app, shot during real streams. Swipe.

Live now: everyone on air
Everyone on airEvery stream on Tally on one screen, with the real number watching each. Tap a face and you are in the room. No account needed to watch.
Watching a stream
Walk into anybody's liveFull screen, from their phone to yours. A free tap counter the whole room hits at once. Follow, and get a text when they go on air.
Live chat with gifts landing in it
The room talks backLive chat beside the picture, with every gift landing in it as it happens.
Send a gift by card or with gems
Send a giftBy card, and the money settles into the streamer's own Stripe in the same transaction. Or with gems. The card shows exactly what reaches them.
Two people in the box
The boxInvite anybody on screen with you. Each person keeps their own tip button, and what they are tipped goes to them.
A roast with a live scoreboard
Call out a roastThey get a text, they accept, and you are both on screen with a live scoreboard the room gifts against.
Go live from your phone
Go liveYour camera, your title, one button. Everyone following you gets a text the second you tap it.
Paid to you today, every gift line by line
What you have takenToday, this stream, all time, off the gifts themselves. Every line shows the gift, the platform cut and what landed.
Radio: real stations, mid stream
The radioAny AM or FM station in the world, mid stream, and everyone on Tally who is tuned in with you.
Live now

See it live

Tally is live on the web today, with its sister app InstantlyDash one tap away inside it. Open it and see who is on air.

Open Tally →
The challenge

A gifting app that holds money is a bank. He did not want to be a bank.

Sterling applied on 28 July 2026 with the whole idea in two sentences: a live streaming platform with virtual gifting, where "gifts charge at send time straight to the streamer Stripe account, no wallet and no user to user transfers, so no money transmitter licence." He had been paying $100 a month across two AI app builders and had nothing that could take a payment.

That one constraint shaped everything. There is no coin balance to top up. Nobody's money ever sits with the platform. A gift is a card charge that settles into the streamer's own Stripe account in the same transaction, with the platform cut split off as it lands. He paid the next day.

The ask: live gifting like the big apps, built so the money never stops in the middle.

What we built

A whole streaming platform, and then some

🔴

Go live from a phone

One button. Tally finds a picture size the camera will actually give and tells you what it is doing while it works. Followers get a text the second you are on.

🎁

Gifts by card, or with gems

Priced how Sterling wants them, charged at send time, paid direct. Gems for the people who would rather buy a bundle. Free taps for everyone else.

🎤

The box and the roast

Bring people on screen with you, each with their own tip button. Or call someone out for a roast with a live scoreboard the room gifts against.

📻

Radio, alarms, weather, Ask

Real stations mid stream, alarms that message people when they go off, live weather, and an Ask box that reads the answer out of the app itself.

The signature feature

Tally pays streamers direct

A streamer connects Stripe once, through one form inside the app. From then on every gift is charged to the sender's card and settles into that streamer's account in the same transaction, with Sterling's cut and Stripe's fee split off as it lands. The gift card on screen shows the sender what actually reaches the streamer.

Tally never holds a balance for anyone. That is the line that keeps a hospitality business out of the money transmitter rules, and it is the line every later feature was built behind.

💳 Charged at send🏦 Straight to their Stripe✂️ Cut split off as it lands🚫 No wallet
How it moved

Five weeks of daily messages, each one built

28 Jul
Applied at night. Paid the next day. Streaming, gifts direct to Stripe, live earnings, the owner console.
Early Aug
The camera. "Kinda fuzzy" on the 9th, "not working" on the 18th, each time a different phone. Go live was rebuilt so it never leaves you on a screen with nothing to press.
12 Aug
"Can it be Tally by Instantly, so ppl know it's all together." Renamed, languages added, and InstantlyDash, his delivery app, put one tap away.
18 to 26 Aug
"There's no way to see who's live." Live now went on the front page. Then Earn and Save, alerts, the draggable Tally circle, gifts to people who are offline, and live weather.
1 Sep
Radio and alarms shipped, and he asked for "current images on the app" twice in an hour. Every screen on this page was reshot off the live app that day.
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